# Payment & Payout Methods

Fanable gives you flexible ways to pay for collectibles and receive your earnings. Below are the available options, their processing speed, fees, and providers.<br>

**Payment Methods**

<table><thead><tr><th width="149.73956298828125">Method</th><th width="140.0582275390625">Access</th><th width="111.3931884765625">Provider</th><th width="106.400146484375">Speed</th><th>Processing Fees</th></tr></thead><tbody><tr><td><strong>Debit Card</strong></td><td>Web &#x26; Mobile</td><td>Stripe</td><td>Instant</td><td><strong>3.3% (US cards)</strong> · <strong>5.8% (international)</strong></td></tr><tr><td><strong>Credit Card</strong></td><td>Web &#x26; Mobile</td><td>Stripe</td><td>Instant</td><td><strong>3.3% (US cards)</strong> · <strong>5.8% (international)</strong></td></tr><tr><td><strong>Apple Pay</strong></td><td>iOS Devices</td><td>Stripe</td><td>Instant</td><td><strong>3.3% (US cards)</strong> · <strong>5.8% (international)</strong></td></tr><tr><td><strong>Google Pay</strong></td><td>Android Devices</td><td>Stripe</td><td>Instant</td><td><strong>3.3% (US cards)</strong> · <strong>5.8% (international)</strong></td></tr><tr><td><strong>Klarna</strong></td><td>Web &#x26; Mobile</td><td>Stripe</td><td>Varies</td><td>from 6.3%</td></tr><tr><td><strong>Link</strong></td><td>Web &#x26; Mobile</td><td>Stripe</td><td>Instant</td><td><strong>3.3% (US cards)</strong> · <strong>5.8% (international)</strong></td></tr><tr><td><strong>Crypto (USDC on Base)</strong></td><td>Web &#x26; Mobile Browser</td><td>Fanable</td><td><strong>Instant</strong></td><td>Network gas fee only</td></tr></tbody></table>

**Payout Methods**

| Method                           | Access               | Provider | Speed                                         | Processing Fees      |
| -------------------------------- | -------------------- | -------- | --------------------------------------------- | -------------------- |
| **ACH Transfer**                 | Web & Mobile         | Stripe   | 2–3 business days (first payout up to 7 days) | Free (standard)      |
| **Debit Card**                   | Web & Mobile         | Stripe   | Instant                                       | 1.5%                 |
| **Crypto Wallet (USDC on Base)** | Web & Mobile Browser | Fanable  | **Instant**                                   | Network gas fee only |

#### **Balances & Verification**

* When you sell on Fanable, your earnings go to your **Fanable Balance (Stripe).**
* You can **spend your balance** on the marketplace or use it to join future drops.
* To cash out or spend your balance via **Stripe methods** (ACH, debit card), you’ll need to complete a one-time [Stripe identity verification process](https://fanable.gitbook.io/fanable-docs/legal-and-agreements/markdown).&#x20;
* **Crypto payouts** go **directly to your external wallet** and do **not require Stripe verification**.

> ⚠️ **Note:** Crypto payments are currently available **only for primary sales**, and **buyback from those transactions can be withdrawn only to your external crypto wallet**.


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://fanable.gitbook.io/fanable-docs/getting-started/payment-and-payout-methods.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.