> For the complete documentation index, see [llms.txt](https://fanable.gitbook.io/fanable-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://fanable.gitbook.io/fanable-docs/getting-started/payment-and-payout-methods.md).

# Payment & Payout Methods

Fanable gives you flexible ways to pay for collectibles and receive your earnings. Below are the available options, their processing speed, fees, and providers.<br>

**Payment Methods**

<table><thead><tr><th width="149.73956298828125">Method</th><th width="140.0582275390625">Access</th><th width="111.3931884765625">Provider</th><th width="106.400146484375">Speed</th><th>Processing Fees</th></tr></thead><tbody><tr><td><strong>Debit Card</strong></td><td>Web &#x26; Mobile</td><td>Stripe</td><td>Instant</td><td><strong>3.3% (US cards)</strong> · <strong>5.8% (international)</strong></td></tr><tr><td><strong>Credit Card</strong></td><td>Web &#x26; Mobile</td><td>Stripe</td><td>Instant</td><td><strong>3.3% (US cards)</strong> · <strong>5.8% (international)</strong></td></tr><tr><td><strong>Apple Pay</strong></td><td>iOS Devices</td><td>Stripe</td><td>Instant</td><td><strong>3.3% (US cards)</strong> · <strong>5.8% (international)</strong></td></tr><tr><td><strong>Google Pay</strong></td><td>Android Devices</td><td>Stripe</td><td>Instant</td><td><strong>3.3% (US cards)</strong> · <strong>5.8% (international)</strong></td></tr><tr><td><strong>Klarna</strong></td><td>Web &#x26; Mobile</td><td>Stripe</td><td>Varies</td><td>from 6.3%</td></tr><tr><td><strong>Link</strong></td><td>Web &#x26; Mobile</td><td>Stripe</td><td>Instant</td><td><strong>3.3% (US cards)</strong> · <strong>5.8% (international)</strong></td></tr><tr><td><strong>Crypto (USDC on Base)</strong></td><td>Web &#x26; Mobile Browser</td><td>Fanable</td><td><strong>Instant</strong></td><td>Network gas fee only</td></tr></tbody></table>

**Payout Methods**

| Method                           | Access               | Provider | Speed                                         | Processing Fees      |
| -------------------------------- | -------------------- | -------- | --------------------------------------------- | -------------------- |
| **ACH Transfer**                 | Web & Mobile         | Stripe   | 2–3 business days (first payout up to 7 days) | Free (standard)      |
| **Debit Card**                   | Web & Mobile         | Stripe   | Instant                                       | 1.5%                 |
| **Crypto Wallet (USDC on Base)** | Web & Mobile Browser | Fanable  | **Instant**                                   | Network gas fee only |

#### **Balances & Verification**

* When you sell on Fanable, your earnings go to your **Fanable Balance (Stripe).**
* You can **spend your balance** on the marketplace or use it to join future drops.
* To cash out or spend your balance via **Stripe methods** (ACH, debit card), you’ll need to complete a one-time [Stripe identity verification process](https://fanable.gitbook.io/fanable-docs/legal-and-agreements/markdown).&#x20;
* **Crypto payouts** go **directly to your external wallet** and do **not require Stripe verification**.

> ⚠️ **Note:** Crypto payments are currently available **only for primary sales**, and **buyback from those transactions can be withdrawn only to your external crypto wallet**.